Will My Credit Card Company Cover Rental Car Insurance?

Please contact a licensed insurance company for advice specific to your situation.

Q: Will my credit card cover me for my rental car insurance on trips?

AIS Answer: If you mean, “Does my credit card company cover rental car insurance”, then it’s possible if you rent the vehicle using that credit card. You will have to call your credit card company and check to see what kind of insurance they provide for rental cars, if any, and what the stipulations and specific coverages are. You should also check your current auto insurance company and see how much coverage they provide when operating a rental vehicle.

Many credit card companies like Visa, Mastercard, Discover, and American Express may offer some form of extra rental car insurance, but it depends on your card, program, and if you used the card to rent the vehicle. It’s better to be sure about these things and that requires calling your credit card company and asking them if you currently have insurance coverage on a rental car if you use your credit card to rent the vehicle.

If your specific credit card does not cover rental car insurance, you could ask them if they offer the extra coverage on any of their other cards. If not, and you still want that extra coverage you could always check with another credit card company.



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  • 3 Responses to “Will My Credit Card Company Cover Rental Car Insurance?”

    1. quite a few auto insurance companies cover yoru rental car.

    2. probably, but check with your CC company.

    3. most credit cards cover rental cars.

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