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New Jersey Dollar a Day Auto Insurance Plan: NJ $1 Day

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Q: What is the Dollar a Day plan in New Jersey?

AIS Answer: The State of New Jersey is doing their part to make sure that everyone who drives a vehicle carries auto insurance, even if it’s normally too expensive for them to obtain.

About Dollar-a-Day Program:
A new insurance initiative that provides low cost auto insurance to people with limited finances that would likely drive without insurance if there were no other options.

Dollar-a-Day Eligibility:
You must be enrolled in Federal Medicaid with Hospitilization.

How To Get Dollar-a-Day Auto Insurance:
in New Jersey you can call 1-800-652-2471 which will connect you with the Personal Automobile Insurance Plan (PAIP) customer service.

Dollar-a-Day Costs:
The dollar a day auto insurance plan costs exactly $1 per day, or $365 per year. The payment options are one payment of $360, or $365 in two payments (a savings of $5.00).

Dollar-a-Day Fine Print:
The dollar a day coverage is not for everyone. If you don’t qualify through Medicaid you cannot get this insurance. If you have a bad driving record, you cannot get this insurance. Only people with current Medicaid will qualify, so the other drivers in your house must have their own insurance.

How To Apply For Dollar-a-Day Auto Insurance:

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  1. Anonymous's Gravatar Anonymous
    April 24, 2008    

    NJ $1 a day is a cool plan. More states need to have this.

  2. John E. Luke's Gravatar John E. Luke
    January 16, 2011    

    The dollar-a-day New Jersey Auto Insurance Plan is a great thing for me. It provides the minimum coverage required by law in the State of New Jersey. The federal government should create a plan like this for everyone in the United States of America.

  3. Jose L Torres's Gravatar Jose L Torres
    April 30, 2011    

    I’m on Disability but receive Medicaer .. Auto Insurance is so expensive for me. I wish there was a way to get this $1 a day Ins for me :(

  4. Dave's Gravatar Dave
    March 19, 2012    

    $1 a day Auto Insurance is a scam. Driving is a privilege not a right! This insurance does not cover the other party whose vehicle is damaged. I know it happened to me and know I am out $500 to pay for my deductible. I guess since I work hard and pay my taxes I have to be punished for someone else abusing the system on Medicaid. If you cant work due to a disability and are on Medicaid how is it possible to operate a vehicle. Many other states have minimum limits that cost $400 a year and pay for other peoples damages. I end my post; DRIVING IS NOT A RIGHT, IT IS A PRIVILEGE and now we have another government system being abused and costing American workers their hard earned money!!!!!!!!

  5. LLoyd Po-ta's Gravatar LLoyd Po-ta
    July 31, 2012    

    what kind of car can u have using this insurance?

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