Q: What is the Dollar a Day plan in New Jersey?
AIS Answer: The State of New Jersey is doing their part to make sure that everyone who drives a vehicle carries auto insurance, even if it’s normally too expensive for them to obtain.
About Dollar-a-Day Program:
A new insurance initiative that provides low cost auto insurance to people with limited finances that would likely drive without insurance if there were no other options.
You must be enrolled in Federal Medicaid with Hospitilization.
How To Get Dollar-a-Day Auto Insurance:
in New Jersey you can call 1-800-652-2471 which will connect you with the Personal Automobile Insurance Plan (PAIP) customer service.
The dollar a day auto insurance plan costs exactly $1 per day, or $365 per year. The payment options are one payment of $360, or $365 in two payments (a savings of $5.00).
Dollar-a-Day Fine Print:
The dollar a day coverage is not for everyone. If you don’t qualify through Medicaid you cannot get this insurance. If you have a bad driving record, you cannot get this insurance. Only people with current Medicaid will qualify, so the other drivers in your house must have their own insurance.
How To Apply For Dollar-a-Day Auto Insurance:
If you’re interested in obtaining the Dollar-a-Day auto insurance plan from the State of New Jersey you can find more information on the New Jersey Insurance website and you can call them directly at 1-800-652-2471.