When my policy renewed last month I got a letter in the mail from the insurance company showing a drastically increased rate.
My wife was in a small car accident (about $1,200 worth of damage) and it wasn’t even her fault, but our insurance jumped by $50/month for a 6 month insurance plan. I don’t get it…it wasn’t her fault. I guess that’s just how insurance companies work though. They take your money, then when they have to spend their money they take even more. Regardless of fault.
I’m not saying all insurance companies are bad but I am saying that you need to be careful driving out there if you want to keep low rates and any idiot not watching how they drive can increase your auto insurance.

if your wife got in an accident you can expect an insurance company to charge you more. if my wife got into an accident, or anybody’s wife or husband got into an accident…same thing. Expect your insruance rates to rise.