Hawaii Auto Insurance

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Hawaii Auto Insurance

Hawaii Auto Insurance Information

Hawaii state law requires Bodily Injury Liability limits of $20,000 minimum per injured person, and up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, Hawaii also requires drivers to carry $10,000 in Personal Injury Protection Coverage (PIP). Hawaii is a No Fault State, meaning your insurance company will pay damages up to a specified amount regardless of fault.

Hawaii Coverage: 20/40/10
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Personal Injury Protection (PIP): $20,000/$40,000

Although 20/40/10 is the minimum requirement for auto insurance in Hawaii, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

Hawaii Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.

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