Good Student and College Graduate Auto Insurance Discounts

Are you a good student or college graduate with a B average or better? If so, you may be able to save some money on car insurance using a Good Student/College Graduate discount from your automobile insurance company.

Good Student/College Graduate Discount Requirements
Of course this may vary by insurance company, but, the discount is usually applied if you meet some or all of this criteria depending on your state requirements.

• 25 years old or younger: Some states it’s 16 to 24, others it’s 21.

• Single: Must not be married

• B average or better

• 3.0 GPA average or better

• Honor Roll or Deans List (not required by most companies unless you don’t meet the B average or GPA requirements)

List of Companies with Good Student and College Graduate Discounts

While savings can vary from each insurance company, the bottom line is – if you’re a good student or have graduated from college you’ll save money. If your insurance company is not listed here it isn’t necessarily because they don’t offer a Good Driver discount. Also, check your college or university for Student Discount clubs that may save you money on car insurance and other necessities.

• AAA Insurance at aaa.com offers a good driver discount, but due to the page rereouting to a specific state on entry, the specifics can not be listed. Give a AAA agent a call and see what kind of discounts they offer.

• Allstate Insurance Group at allstate.com offers a good student/college graduate discount in addition to many other discounts. Actual savings are not listed as state and eligibility requirements vary. Contact an Allstate insurance agent or Allstate directly for more information on their auto insurance discounts.

• American Family Insurance at amfam.com offers a Good Student discount for American Family policyholders that are full-time students with a B average, or on the honor roll/dean’s list. No specific discounts are stated so you must contact an American Family Insurance agent for more information.

• Country Financial at in countryfinancial.com in addition to its many discounts, offers a substantial discount of up to 25% for college graduates and high school students that have maintained (or maintains) a B average of better

• Esurance at esurance.com offers many discounts including a good student discount. The actual savings aren’t given as they vary by state, as do some of the minimum eligibility requirements. For more info on Esurance visit their website and get an insurance quote, or call them directly.
• Farmers Insurance Group at farmers.com offers a good student/graduate discount for graduates and good students that meet the typical minimum requirements, 25 or younger with a B average or better. Amount of discount is not stated as actual discounts vary by state.

• Harleysville Insurance Group at harleysvillegroup.com of Pennsylvania provides a Good Student discount to policyholders. The minimum requirements are a B average or better and a full-time high school or college student. No discount rate is given.
• Liberty Mutual Insurance Company at libertymutual.com has an entire section on their website devoted to educating parents and teens, and of course insuring them. Among the listed discounts is a Good Student discount, though, no specific requirements are stated.
• Nationwide Insurance at nationwide.com has many discounts offered to drivers, one of them being a Good Student discount that saves up to 15% on a teens car insurance premium for meeting the requirements of a B average or better. Also offered at Allied Insurance through Nationwide.
• New Jersey Manufacturers Insurance Company at njm.com offers a good student discount to NJ residents, though they list that even if a young driver should qualify for a good driver discount, other rate factors may not show a premium decrease but the good driver discount will be noted and may apply at a later time in the policy term.
• Nodak Mutual Insurance Company of North Dakota at nmicfb.com offers a Good Student discount to eligible policyholders that are a full-time student under 25 years old that meet undisclosed academic requirements. For more info on their Good Student discount, contact a Nodak insurance agent.
• PEMCO Auto Insurance at pemco.com offers a Good Student Discount to¬¨‚Ć Washington State drivers with a minimum 3.0 GPA and an eligible driving record.

• Safeco Insurance Company at safeco.com has a complete teen drivers website located at teensurance.com. While specific discounts and eligibility requirements are not listed, they do offer a Good Student discount. Contact a Safeco insurance agent or safeco directly for more information on their insurance discounts.

• Safety Insurance Group of Boston at Safetyinsurance.com, an automobile insurer in Massachusetts offers Boston College graduates

• State Farm Insurance Company at statefarm.com the largest insurer in the U.S. offers many discounts, and among them a Good Student discount. The discount will vary by state and you will need to contact a State Farm Insurance agent or State Farm directly to get more information on their auto insurance discounts.

• Travelers Insurance Group at travelers.com states they offer a Good Driver discount, but there are no specifics. Contact a Travelers auto insurance agent or the company directly for more information on this and other discounts.

• United States Automobile Association (USAA Insurance) at usaa.com offers a Good Driver discount for eligible policyholders with a B average or better.
• Unitrin Direct / Merastar at merastar.com offers a Good Student Discount to drivers age 16 – 24 that are full-time students with a B average or better, or, a graduate of a college or university. Proof of recent grades, or diploma is required.