As long as you have a legally registered vehicle in Florida, the only minimum auto insurance requirements are $10,000 for Personal Injury Protection Coverage (PIP). Although there are no requirements for Bodily Injury Liability and Property Damage, these coverages are recommended.
Florida Coverage: $10,000
Even though only $10,000 in (personal injury protection) PIP auto insurance is required in Florida, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.
Florida Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.
| Florida Driver Statistics | |
|---|---|
| Licensed Drivers | 13.3m |
| Registered Vehicles | 15.6m |
| Miles Traveled | 201m |
| Population | 17.7m |
| Traffic Fatalities | 19.9 per 100,000 |
View Florida Auto Insurance Map
Florida Auto Insurance Questions
Who has the best auto insurance rates in Florida?A: Auto insurance premiums vary based on a number of factors, so the only way to truly know who offers the best auto insurance rates in Florida is to get a free quote!

