Written by Q: Can I get a discount if I’m a good driver? If so, who offers these programs?
AIS Answer: Safe drivers (those with no accidents and a clean driving record) will almost always see a savings compared to the opposite. In some states companies will offer a “good driver discount” for those drivers that have and keep a safe driving record.
One company stands out as a great source of savings for being a good driver.
Pemco Insurance
Title: Safe Driver Plan
Details: 2% off for every 12 months you avoid an at-fault accident
- First year = no Safe Driver Discount yet (but a 4% New Customer Discount applies)
- Second year = 2% Safe Driver Discount (and a second year’s New Customer Discount of 2%)
- Third year = 4% Safe Driver Discount
- Fourth year = 6%
- Fifth year = 8%
- Ten years of safe driver = 20% discount
Additional Details: If you have an at-fault accident you don’t lose your savings, you just don’t get any credit for that current year.
there are a ton of companies that offer good driver discounts
you really don’t save much with a good drivr discount anyway.
what is the definition of a good driver?
what if I’m a good driver and someone else on my policy isn’t…do I still get the discount?