Auto Insurance Losses: Top Ten Best and Worst Vehicles 2004 – 2006

Auto Insurance Losses: Top Ten Best and Worst Vehicles 2004 – 2006

This is a report generated by the Insurance Institute for Highway Safety and provides a review of 2004 – 2006 vehicle models that make up the top 10 worst vehicles for insurance losses top 10 best vehicles to minimize losses.

How does this affect you and your auto insurance rates? If you own a vehicle in the top 10 worst for insurance losses you may have more than your age, sex, location, and driving record working against you. And of course, the exact opposite may be found for owning a vehicle that has been shown to cost less to insure.

All statistics are given for “All Coverages”, which include claims for Collision, Property Damage Liability, Comprehensive, Personal Injury, Medical Payments, and Bodily Injury Liabiity.

Lowest Losses: Top 10 Best Vehicles

1. Ford Five Hundred 4WD
2. Buick Rendezvous 4dr 4WD
3. Buick Lucerne
4. Buick Rainier 4dr 4WD
5. Subaru Outback 4WD 5dr
6. Buick Rendezvous 4dr
7. Honda Pilot 4dr
8. Chrysler Town and Country LWB

Highest Losses: Top 10 Worst Vehicles

1. Cadillac Escalade EXT 4dr 4wd
2. Subaru Impreza WRX 4wd
3. Hyundai Tiburon
4. Mitsubishi Lancer
5. Scion tC
6. Acura RSX
7. Nissan Sentra SE-R
8. Suzuki Forenza
9. Nissan Sentra
10. Mitsubishi Eclipse

So what does this report tell us about the top 10 best vehicles? That owning a Buick might not be so unstylish if it can save you money. It also shows that 4WD or AWD vehicles tend to garner higher scores.

Now, taking a look at the top 10 worst vehicles it’s fairly obvious to see that expensive vehicles prone to rollover like the Cadillac Escalade, and sporty cars appealing to younger men like the WRX, lancer, RSX and others are not going to win you many points with your insurance company.

Obviously your individual auto insurance premium will depend upon more factors than just the type of vehicle you drive and where it’s located on the losses spectrum – but it may just be in your best interest when choosing a vehicle to go with a safer all-wheel drive wagon with a Buick logo…or you can just let Grandpa drive it and get a WRX and forget about the rate increase.

All insurance data was provided by the Insurance Institute for Highway Safety РInsurance Losses Report 2004 Р2006¬†