Alabama state law requires Bodily Injury Liability (BI)limits of $20k minimum per injured person, and up to a total of $40k per accident, and Property Damage Liability coverage with a minimum of $10k in coverage.
Alabama Coverage: 20/40/10
Bodily Injury Liability: $20,000/$40,000 Limit
Prop. Damage Liability: $10k Limit
Although 20/40/10 is the minimum requirement for auto insurance in Alabama, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.
Alabama Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.
| Alabama Drivers Statistics | |
|---|---|
| Licensed Drivers | 3.6m |
| Registered Vehicles | 4.5m |
| Miles Traveled | 59.6m |
| Population | 4.5m |
| Traffic Fatalities | 24.8 per 100,000 |
View Larger Alabama Auto Insurance Map
Alabama Auto Insurance Questions
Who has the best auto insurance rates in Alabama?A: Auto insurance premiums vary based on a number of factors, so the only way to truly know who offers the best auto insurance rates in Alabama is to get a free quote!

