Switched To State Farm After An Auto Accident

We changed automobile insurance after our daughter was hit on the interstate …
to the company represented by the person who hit her!

Are Auto Insurers Required to Pay Sales Tax On A New Car After A Totaled Loss?

Q: Is an insurance company required to pay sales tax on my car when they pay a claim for a totaled vehicle?
AIS Answer: 28 states in the U.S. require auto insurance companies to pay for sales tax reimbursement on the replacement vehicle when the prior insured vehicle has been totaled.

Michigan To Announce Major Auto Insurance Reform on Monday

On April 28 at 10 a.m. at the Detroit Urban League (208 Mack Avenue) in Detroit, MI. A news conference is set to announce a formation of a state-wide bipartisan coalition that will push for legislative chances to Michigan’s current insurance laws.

Florida Car Insurance Rates Rising Faster Than The National Average

Just when you thought Florida reinstating PIP coverage in Jan. 1 2008 was a bit of a hassle, wait till you compare your car insurance rates with neighboring states…or any state for that matter.

Can I Negotiate For A Lower Car Insurance Premium?

¬†Q: Can I negotiate a lower car insurance rate with my insurance company? I don’t like how much I’m paying.
AIS Answer: As a general rule you can’t negotiate a premium that the insurance company has given you as a binding quote on a policy because the quoted premium rate is based on your individual risk [...]

Liberty Mutual Buying Safeco Insurance For $6 billion

On Wednesday Liberty Mutual agreed to purchase Safeco Corp (Safeco Insurance) for a little over $6 billion.

Looking For A Good Car Insurance Company

Q: I’m looking for a good insurance company. I’ve spent the last few years with a company that I’ve faithfully paid on time and they’ve denied a recent claim. So, now I need to find a good company to insure my car with.
AIS Answer: If you want to find a good insurance company, it helps [...]

When Is The Best Time To Switch Auto Insurance Companies?

Q: When is the best time to switch auto insurance companies?
AIS Answer: Anytime! Ok, well, within reason. If you’ve just started an insurance policy you’ve likely already paid a significant portion of your premium on the first payment - or if you’ve paid in full then you may want to wait until your policy is [...]

Pay As You Drive Auto Insurance and Monitoring Driving Habits

Does a pay as you drive auto insurance model sound like a good idea? Imagine if you’re a good driver and you’re not stuck subsidizing poor drivers because they have a bad driving record? That would be fair right?

Pothole Caused Damage To Car And City Had To Pay Repair Costs

My friend was driving down a road in Gresham when she hit a pothole with her 1998 VW Jetta. She heard this loud crash and pulled over to see what kind of damage was on her vehicle.