Moving from Wisconsin to Michigan Will My Auto Insurance Rates Change?

Q: I’m considering a move to Wisconsin from Michigan, how will my rates be affected.

Towing Coverage On A Car Insurance Policy

Q: Do I need towing coverage on my car insurance policy or is it a waste of money?

AIS Answer: Only you can really answer that question, but here’s a few questions to ask yourself to help make a better decision.

What is Income Loss Coverage in Car Insurance?

Q: What is income loss insurance and how does it apply to car insurance?

AIS: Income loss coverage on your auto insurance policy is designed to help you recover a certain percentage of your lost wages due to a car accident.

Cheap Car Insurance For A Young Single Male: Is It Possible? We Find Out.

Cheap Car Insurance For A Young Single Male: Is It Possible? We Find Out.
We get a lot of requests on how to find cheap car insurance, and almost equally as many questions related to finding cheaper car insurance for males - particularly young, single males.

Auto Insurance Estimate On A New Car - Before, During, or After Purchasing.

Q: Should I get a car insurance estimate on a new car before I buy it, before I test drive it, or after I buy it?

AIS Answer: This is a question that undoubtedly a lot of people don’t know the answer too, which is simply YES! To understand test driving and the need for auto [...]

Why Isn’t Car Insurance More Affordable?

Q: I’ve heard of people that drive without insurance causing accidents and expensive damage because they couldn’t afford the premiums. Why is it that car insurance isn’t more affordable so people don’t have to drive without it?
AIS Answer: Until auto insurance is subsidized by the U.S. Government or individually by each state, it will always [...]

Honda Odyssey Speeding Ticket Rate Increase?

Q: I have a honda odyssey and my car insurance rates are pretty decent but I recently received a speeding ticket and I think my rates are going to go up. Does it help that I drive a minivan?

Collision Deductible Waiver: When You Don’t Pay A Deductible

Q: If I’m not at fault in accident and I have a collision deductible waiver on my collision coverage, will I have to pay for any damages or deductibles?

What is Michigan’s Broad Form Collision Coverage For Auto Insurance?

Q: What is Michigan’s Broad Form Collision Coverage For Auto Insurance?
AIS Answer: In Michigan only “Broad Form” is a type of collision coverage that waives your deductible for accidents that are caused by the other driver. Click here for more information on Michigan Auto Insurance Requirements.

If My Car Gets Stolen In My Garage Is That Covered Under My Homeowners Insurance Policy Or My Car Insurance Policy?

Q: If my car gets stolen in my garage is that covered under my homeowners insurance policy or my car insurance policy?