Q: I was late paying my car insurance and the insurance company dropped my policy then sent me to collections. Do I still have to pay the bill? Can I be re-insured with them even after the lapse?
AIS Answer: Those are good questions, let’s start with the first one. Yes, when you have an outstanding [...]
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Q: What are the PIP states in the U.S?
AIS Answer: There are 12 states in the U.S. that require you to carry Personal Injury Protection (PIP).
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Q: What is the best auto insurance company?
AIS Answer: There is no definitive answer to this question, but it is a great question because many people ask the same thing. Who wouldn’t want to know which company is the best? Unfortunately there is no “best” insurance company for everyone, only the right insurance company [...]
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Q: Will my car insurance company drop me if I have too many speeding tickets?
AIS Answer: An insurance company can drop you for many reasons, and a poor driving record is one of them. Is it likely they will drop you for a few speeding tickets? Not necessarily.
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Q: Can I Estimate My Own Car Insurance?
AIS Answer: Well, you could give it a try, but, it’s not likely to be accurate since each insurance company has their own risk assessment software and underwriting rules.
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Q: What are Michigan auto insurance requirements? Is it different in each county or city?
AIS: Michigan is a no-fault insurance state (http://autoinsurancestories.com/no-fault-auto-insurance-states-pip-insurance/) and aside from carrying the necessary no-fault coverage, the minimum requirements are $20,000 Bodily Injury (BI), $40,000 Physical Damage (PD), and $10,000 Personal Injury Protection (PIP).
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Q: Is there such a thing as “truck insurance”, if so, how is it different from a basic auto insurance policy?
AIS Answer: There isn’t anything called truck insurance on a personal automobile insurance policy, however, there is when it comes to fleet or business vehicles and it’s called commercial truck insurance.
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Q: What is the average cost of car insurance in America and how close is that to what I’ll pay for car insurance?
AIS Answer: The latest statistics are from 2005 where the average expenditure (cost) for auto insurance across the United States was $829 down 1.3% from 2004’s average cost of $840.
What these figures are, [...]
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Q: Can I get an auto insurance quote in a state I don’t live in? I’m moving and I plan on getting auto insurance in another state. Would it be smart to get an quote before I go?
AIS Answer: Yes and yes. You can absolutely get an auto insurance quote if you know where you’re [...]
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Q: Car Insurance Calculator? Is there a car insurance calculator available online so i can see what my car insurance rates would be with different vehicles and in different locations?
AIS Answer: There isn’t any auto insurance calculator publicly available that would fit your needs exactly, primarily because insurance quotes are supposed to be binding to [...]
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